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The 15-year fixed-rate mortgage is the second most popular home loan choice among Americans with 6 of borrowers choosing a 15-year loan term. The Loan term is the period of time during which a loan must be repaid.
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An Adjustable-rate mortgage ARM is a mortgage in which your interest rate and monthly payments may change periodically during the life of the loan based.
. Of those people who finance a purchase nearly 90 of them opt for a 30-year fixed rate loan. A Fixed-rate mortgage is a home loan with a fixed interest rate for the entire term of the loan. For example a 30-year fixed-rate loan has a term of 30 years.
Across the United States 88 of home buyers finance their purchases with a mortgage.
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